Here’s my idea for a health-care solution
Obamacare is not failing; the Republicans’ attempt to dismantle it is failing. Everyone knows the program has problems that must be addressed such as rising premiums and insurance companies willing to participate. What we also know is, Obamacare has many great provisions such as addressing pre-existing conditions, preventive care and allowing young adults to remain on their parents’ policy.
If America were to fold Medicare for all into Obamacare with a modest payroll deduction based on income (with a ceiling), this would provide basic health care coverage for all. For those that wish enhanced coverage a Medicare supplement could be purchased, allowing people to choose their doctor, and keeping insurance companies in business.
True, young people and the poor likely would not purchase additional coverage, but at least they would have basic health insurance. In addition to the premiums paid through payroll deductions, money used for Medicaid and Medicare could also be folded into the program. That would pay the costs.
This is not socialized medicine as the government is only administering the program and does not directly provide services. In the long run a healthier population saves money in lower health-care costs and increased productivity.
Julio Mastro, Fresno
This story was originally published June 17, 2017 at 1:57 PM with the headline "Here’s my idea for a health-care solution."