Our Obamacare is a nightmare

Referencing Nick Ware’s “Don’t repeal Obamacare,” (letter March 9) I also would like to address the self-employed and attaining health insurance.

With three small children in tow, we established our business in 1991 with no health insurance for a short time, but were able to acquire it a year or so later and maintained the insurance, though it was very costly for the self-employed. Costs were out of pocket until meeting the $5,000 deductible, then covered 100 percent.

In 2014, we became victims of Obamacare. We discovered our plan now increased the co-pay to 40 percent after meeting a $4,800 deductible. That came with a major rate increase, which continues to rapidly rise. Covered California is unaffordable for us and we cannot keep our doctors.

My husband’s insurance is outrageous, because we are now paying for everyone’s insurance via charges, taxes, etc. He no longer takes a medication due to its high cost.

I’m tired of subsidizing others when we, too, have had many difficult times, but pushed through it with perseverance and sacrifices. We expect others to do the same. Repeal Obamacare and replace it with pre-existing conditions acceptance, but no penalties or subsidies.

This story was originally published March 18, 2017 at 12:28 PM with the headline "Our Obamacare is a nightmare."