Millions Are Asking the Same Question About Memorial Day and Social Security Payments
Memorial Day is fast approaching. And while that may mean remembering our fallen heroes for some and backyard BBQs for others, there is a group of people anxiously wondering whether the bank holiday will cause delays in their Social Security payments.
That's because Memorial Day is a federal holiday observed by the Social Security Administration (SSA). And while some of us will still be at work on Monday, SSA employees will likely be enjoying some time off with their families. So, will that cause the final installment of May's Social Security payments to be late? Here's what we know.
Will Memorial Day Cause Delays With Social Security Payments
Memorial Day falls on Monday, May 25, this year. And while that means a long weekend for most people in the U.S., it could also mean payment delays for those who receive certain types of direct deposit payments, since Monday is considered a bank holiday.
But when it comes to Social Security payments, which are a financial lifeline for many, possible delays can be very scary. Fortunately, it doesn't look like Monday's holiday will cause any serious delays in Social Security payments this year.
However, if you are expecting a payment on a bank holiday (or over the weekend), the SSA says you should receive it on the next business day instead.
Related: You Might Not Be Getting Your May Social Security Check Today
When is the Next Social Security Payment Being Sent Out
The final round of social security payments will be sent out on Wednesday, May 27, according to the Schedule of Social Security Benefit Payments for 2026. These payments will be sent out to recipients whose birthdays fall between the 21st and 31 of the month.
Then, June's payments will resume on the SSA's regular schedule, with Supplemental Security Income (SSI) payments hitting bank accounts on June 1. Of course, if your payment doesn't arrive when you expect, there are a few things that could be holding it up.
First, the SSA suggests that you always check with your financial institution when your direct deposit doesn't appear in your account on time. That's because the most common culprit behind late payments is what happens behind the scenes with your bank.
Related: Here's What You Should Spend Your May Social Security Check On, According to Experts
If the bank says they never received the funds, that's when you'll want to reach out to the SSA to see if something is up with your payment. While they are rare, sometimes mistakes can happen that can cause delays with payments.
The best way to get a hold of the SSA is by calling the national phone number at 800-772-1213 between the hours of 8:00 a.m. and 7:00 p.m., local time. You can also contact your local SSA office directly, just be sure to double check their hours before you make your call so you can ensure you'll actually be able to reach someone in the office.
Disclaimer: This article is for informational purposes only and does not constitute financial advice.
Copyright 2026 The Arena Group, Inc. All Rights Reserved
This story was originally published May 21, 2026 at 10:41 AM.