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      <title>FresnoBee.com: Michelle Singletary</title>
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      <category domain="FresnoBee.com">Michelle Singletary</category>
      <ttl>60</ttl>
      <pubDate>Wed, 08 Feb 2012 00:02:01 PST</pubDate>
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        <title>Know your rights to fight debt collectors</title>
        <link>http://www.fresnobee.com/2012/02/04/2710017/know-your-rights-to-fight-debt.html</link>
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        <pubDate>Sat, 04 Feb 2012 18:21:03 PST</pubDate>
        <description>What would you do if you received a court summons indicating that you were being sued for thousands of dollars in debt on a credit card you had no recollection ever applying for or using? &lt;a href=&quot;http://www.fresnobee.com/2012/02/04/2710017/know-your-rights-to-fight-debt.html#comments&quot;&gt;Read comments&lt;/a&gt;</description>
         </item>                   <item>
        <title>College also time to focus on career</title>
        <link>http://www.fresnobee.com/2012/01/28/2701544/college-also-time-to-focus-on.html</link>
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        <pubDate>Sat, 28 Jan 2012 21:15:58 PST</pubDate>
        <description>I continue to debate with people about the purpose of college. &lt;a href=&quot;http://www.fresnobee.com/2012/01/28/2701544/college-also-time-to-focus-on.html#comments&quot;&gt;Read comments&lt;/a&gt;</description>
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        <title>Fine print can bar consumers&#39; right to sue</title>
        <link>http://www.fresnobee.com/2012/01/21/2692326/fine-print-can-bar-consumers-right.html</link>
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        <pubDate>Sat, 21 Jan 2012 21:18:00 PST</pubDate>
        <description>If you look carefully -- and you probably haven&#39;t -- at the fine print in your credit card agreement or in many of the consumer contracts you sign, you&#39;ll likely find a provision that says if you have a dispute and want your day in court, you&#39;re out of luck. Instead, you are forced to go to binding arbitration. &lt;a href=&quot;http://www.fresnobee.com/2012/01/21/2692326/fine-print-can-bar-consumers-right.html#comments&quot;&gt;Read comments&lt;/a&gt;</description>
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        <title>Investors need to make reality check</title>
        <link>http://www.fresnobee.com/2012/01/07/2674691/investors-need-to-make-reality.html</link>
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        <pubDate>Sat, 07 Jan 2012 20:05:05 PST</pubDate>
        <description>I often hear people say they can&#39;t stomach investing anymore. And I understand. &lt;a href=&quot;http://www.fresnobee.com/2012/01/07/2674691/investors-need-to-make-reality.html#comments&quot;&gt;Read comments&lt;/a&gt;</description>
         </item>                   <item>
        <title>2011 sees financial successes, failures</title>
        <link>http://www.fresnobee.com/2011/12/24/2660772/2011-sees-financial-successes.html</link>
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        <pubDate>Sat, 24 Dec 2011 21:45:01 PST</pubDate>
        <description>As 2011 wraps up, let&#39;s look back and reflect on the good, the bad and the ugly when it comes to personal finance. &lt;a href=&quot;http://www.fresnobee.com/2011/12/24/2660772/2011-sees-financial-successes.html#comments&quot;&gt;Read comments&lt;/a&gt;</description>
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